PSB UnIC 3.4.6

Punjab & Sind Bank – Freeware – Android iOS

PSB UnIC: Seamless Banking at Your Fingertips

Minh Ong

01/08/2025

PSB UnIC offers a user-friendly digital banking experience, allowing customers to manage their accounts, make transactions, and access banking services with ease.

PSB UnIC Digital Banking Solution is the new digital initiative of Punjab & Sind Bank. It includes Internet Banking, Mobile Banking, UPI & IMPS, offering a seamless banking experience across all platforms. PSB UnIC caters to all your digital banking needs, providing a consistent and user-friendly interface.

The PSB UnIC mobile banking app is a comprehensive solution that allows you to easily perform various banking transactions. With this app, you can send money, view account details, generate statements, invest in term deposits, manage your debit card, and access other exclusive services. The PSB UnIC App enables fund transfers within and outside the bank through UPI, NEFT, RTGS, and IMPS.

Here are some key features of the PSB UnIC App:
- Single login for web and mobile app. You can log in using biometric authentication or MPIN.
- Instant self-account and within-bank transfers.
- Instant payment of up to 10,000/- via UPI & IMPS without adding a payee.
- Hassle-free fund transfers from PSB to other bank accounts using NEFT, IMPS, RTGS & UPI.
- Convenient payment of EMIs, advance EMIs, or loan overdue amounts.
- Opportunity to invest in Social Security schemes such as Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY).
- Easy online management of bank deposits. You can open and close fixed deposits or recurring deposits instantly.
- Debit card management: control card limits and usage online. Apply for a new card, hotlist a card, or upgrade your card conveniently.
- Instant request for a new cheque book.
- Pre-alert the issuance of cheques using Positive Pay.
- Stop a cheque and check the status of inward and outward cheques.
- Generate bank statements, TDS certificates, and balance certificates instantly.
- Enable quick and secure payment collection from anyone using Unified Payment Interface (UPI Payments). Your UPI ID serves as your virtual identity for UPI payments.

We are committed to continuously adding more features to the PSB UnIC platform.

You can access the web version of PSB UnIC through our official website: www.punjabandsindbank.co.in.

For any feedback, queries, or issues related to the PSB UnIC application, please write to [email protected].

Overview

PSB UnIC is a Freeware software in the category Business developed by Punjab & Sind Bank.

The latest version of PSB UnIC is 3.4.6, released on 04/07/2025. It was initially added to our database on 12/22/2023.

PSB UnIC runs on the following operating systems: Android/iOS.

PSB UnIC has not been rated by our users yet.

Pros

User-friendly interface for easy navigation
Supports various banking operations like fund transfer, bill payments, account statements, etc.
Offers secure login options such as biometric authentication and secure OTP delivery
Provides access to various financial services like loans, insurance, and mutual funds
Available for both Android and iOS devices for convenient access

Cons

Might have limited features compared to other banking apps
Customer support services may not be as efficient or responsive
Potential compatibility issues with certain devices or operating systems

FAQ

What is PSB UnIC?

PSB UnIC is a digital banking platform offered by Punjab & Sind Bank.

What services are provided through PSB UnIC?

PSB UnIC provides services such as account balance check, fund transfer, bill payment, mobile recharge, and more.

How can I register for PSB UnIC?

To register for PSB UnIC, visit the bank's website or contact the nearest branch for assistance.

Is PSB UnIC secure to use?

Yes, PSB UnIC uses secure encryption technology to protect user data and transactions.

Can I use PSB UnIC on my mobile device?

Yes, PSB UnIC is accessible through mobile banking apps available for both Android and iOS devices.

Are there any fees associated with using PSB UnIC?

The fees associated with using PSB UnIC may vary based on the services availed. It is advisable to check with the bank for details.

What should I do if I encounter a problem with PSB UnIC?

If you encounter any issues with PSB UnIC, you can reach out to the bank's customer support for assistance.

Can I transfer funds to accounts in other banks using PSB UnIC?

Yes, PSB UnIC allows users to transfer funds to accounts in other banks through NEFT, RTGS, or IMPS.

Is there a limit on the amount that can be transferred using PSB UnIC?

The limits on fund transfer through PSB UnIC may vary based on the type of transfer and user profile. It is recommended to check with the bank for specific details.

Is it necessary to have an account with Punjab & Sind Bank to use PSB UnIC?

Yes, you need to have an account with Punjab & Sind Bank to access and use the PSB UnIC platform.

Minh Ong

I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.

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